Loan Against Mutual Funds enables investors to leverage the value of their mutual fund holdings to secure short-term or long-term loans. By pledging mutual fund units as collateral, you can access quick funds without selling your investments. The loan amount is determined based on the value of the pledged mutual fund units, and you retain ownership of the units, which continue to generate returns.
Types of Loans Against Mutual Funds:
- Term Loans : Fixed loan amount with a defined repayment schedule.
- Overdraft Facility : Flexible credit line based on the value of pledged mutual funds.
Features of Loan Against Mutual Funds:
- Quick Approval: Fast processing and approval for immediate financial needs.
- No Need to Sell Investments: Retain ownership of your mutual funds while accessing liquidity.
- Flexible Loan Options: Choose between term loans or an overdraft facility based on your requirements.
- Competitive Interest Rates: Affordable interest rates compared to unsecured loans.
- Continuous Investment Growth: Your mutual fund investments continue to earn returns even when pledged.
- Minimal Documentation: Simple and hassle-free documentation process for quick disbursal.
Loan Against Mutual Funds is a smart financial solution for those who need funds without disrupting their investment portfolio. With Grofinhub Services Private Limited, you can enjoy seamless access to liquidity while ensuring that your investments continue to grow.
